Credit Acceptance
Subprime lender with a guaranteed-approval program.
Credit Acceptance finances credit-challenged consumers, including open bankruptcies and multiple repossessions. The CAPS system returns approvals in about 30 seconds with same-day funding via eContracting.
Select Dealer Services
NC-based full-service partner for financing, floor planning, and F&I products.
Select Dealer Services is a Carolinas-based partner offering retail financing, wholesale auction access, floor plan financing, and F&I products like warranties and GAP.
CUDL (Credit Union Direct Lending)
Point-of-sale network connecting dealers to credit unions.
CUDL routes financing applications to participating credit unions directly from the dealership, including weekends and holidays. Connects dealers with credit union members who are often pre-approved.
Sensible Auto Finance
AI-driven subprime lender.
Sensible uses proprietary AI for instant approvals on credit-challenged deals. Offers same-day funding, paperless eContracting, and programs for self-employed borrowers.
OttoMoto
Digital deal jacket and credit-app platform.
OttoMoto provides branded lead-gen credit apps and a Digital Deal Jacket system. AI matches applications with lender criteria and verifies borrower identity and income early in the deal.
Westlake Financial
Full-spectrum auto lender with automated approvals.
Westlake offers 24/7 instant approvals across credit tiers, including programs for difficult-to-prove incomes. Bundle discounts are available for dealers who use Westlake for both consumer financing and floor planning.